Three Main Types of Insurance Comprehensive Covered Your own vehicle damage, other party’s vehicle damage, other party’s personal injury, and vehicle damage caused by fire or theft. Third Party, Fire and Theft Covered Other party’s vehicle damage, other party’s personal injury, and vehicle damage caused by fire or theft. Not Covered Your own vehicle damage. Third Party Only Covered Other party’s vehicle damage, other party’s personal injury. Not Covered Your own vehicle damage, vehicle damage caused by fire or theft. Quick Quotation Use Insurspy to directly compare the prices of all companies: insurspy.co.nz Main Points of Concern Total loss compensation Fire compensation Compensation for theft Lost keys Optional Extras This price is just the basic cost, usually need to add optional extras: Roadside assistance Windscreen insurance Tip Paying for a full year upfront is usually much cheaper. Warning Reporting a vehicle value higher than the market price will not give you extra compensation, it only increases your premium. Age Premiums are higher for drivers under 25. Long Term Only Since Malaysia’s visa is six months, many companies don’t offer short-term policies. Company Comparison COVE TOWER Short-term available. AA Short-term available. AA Membership Services: Roadside assistance, Maintenance discounts, Car insurance discounts, WoF discounts, Ferry discounts. STATE AMI Warning: Short-term not available. AMP
