NZ Tax

Understanding surcharges, holiday pay, income tax rates, and tax refunds in New Zealand.

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Surcharge

Surcharge on Payment Terminal
EFTPOS Card

EFTPOS

Usually only bring this card.

Debit Card

Debit

You don’t need to bring it out when you access Apple Pay.

Holiday Pay 8%

Formula: Base Salary + 8% = Final Salary

Example: $23.5 + 8% = $25.38

Income Tax Rates (From 1 April 2025)

For each dollar of incomeTax rate
$0 - $15,60010.5%
$15,601 - $53,50017.5%
$53,501 - $78,10030%
$78,101 - $180,00033%
$180,001 and over39%

Tax Refund

Return the tax you withheld.

Reason of Refund

Last updated: December 19, 2024