Surcharge Debit Card Surcharge Use a debit card to make transactions including wireless payment, some stores will usually ask to pay about 1-2% of the Surcharge. Marking Required If the machine has Surcharge, it must be marked on the machine. Avoid Surcharge At this time, swipe your card with EFTPOS, you can be exempted from Surcharge. EFTPOS Usually only bring this card. Debit You don’t need to bring it out when you access Apple Pay. Holiday Pay 8% WHV Compensation Since WHV is not full-time and does not get the benefits of paid leave, they will compensate you 8%. Formula: Base Salary + 8% = Final SalaryExample: $23.5 + 8% = $25.38 Income Tax Rates (From 1 April 2025) For each dollar of incomeTax rate$0 - $15,60010.5%$15,601 - $53,50017.5%$53,501 - $78,10030%$78,101 - $180,00033%$180,001 and over39% Progressive Tax New Zealand is a progressive tax rate. You need to pay 10.5% of the first $15,600 you earn, and 17.5% for the excess, and so on. Tax Withholding The company will calculate your annual salary and withhold your tax according to the form provided by the tax bureau. Tax Refund Return the tax you withheld. Automatic Refund Tax Refund will be automatically on a fixed date every year. Bank Account Remember to fill in your bank account at IRD website. Leaving NZ If you are sure that you will leave New Zealand for a long time, you can also write to them, and they will settle your tax. Reason of Refund Overpayment Since your annual salary is estimated based on your weekly income, your first $15,600 is 7% overpaid, so you will be refunded up to $1170, unless you have a special situation.